Asset allocation and diversification into non-correlated investments is the centerpiece to our firm's strategy for preserving our clients' assets, creating capital appreciation and tax advantaged income. Through our Broker/Dealer
Centaurus Financial, Inc., we can provide our clients with a broad array of alternative investment options to achieve the degree of diversification suitable for them. These products include oil and gas, syndicated real estate (DSTs, REITs, funds, etc.) a variety of separate accounts, bonds, equipment leasing, insurance products,
notes & debentures, mutual funds, commodities futures, fee based managed accounts for our clients investing in the stock market and much more.
The primary service we provide our clients is strategic financial planning. We strive to ensure that we listen intently to determine our clients' needs, goals, aspirations, investment horizons and risk tolerance to help them design a financial plan suitable for them and their families. Every client is different and requires a plan unique to them.
Centaurus Financial, Inc. provides ClearView with a broad array of tools and investment products designed to assist us in meeting our clients' needs. We take financial planning for our clients very seriously and consider it to be the cornerstone of our practice. We believe our expertise
of using a combination of alternative investment/income designed products in financial planning is one of our greatest strengths and helps distinguish us from our competitors
who only offer stocks, bonds, mutual funds or insurance products.
We are licensed and trained to provide all of these investment
options to our clients, not just a few of them..
All of our retired or soon-to-be retired clients ask us
for two things: hold on to the money I have and provide me
with monthly and quarterly income. One of the main services our high net worth clients seek from us is retirement planning. We utilize a variety of strategies to help our clients achieve their retirement goals. Our clients have worked very hard all of their lives to create the wealth they now have. In retirement it is important that their money work just as hard for them. Our goal is to preserve these assets, and then position them in investments designed to create capital growth and provide tax advantaged income. We work with every client independently to develop investment strategies unique to them that
seek to achieve the quality of life in retirement they have always dreamed of enjoying.
Estate planning is an integral part of every client's financial plan. All of our clients are unique and require their own personal, customized plan. Our trusts and estate planning work centers on preserving our clients' assets, protecting their assets from creditors and debtors, minimizing taxation on the money our clients leave to their heirs and beneficiaries, and maintaining control of the assets while positioning them in investments designed for capital appreciation and tax advantaged income. We work closely with attorneys and CPAs to help our clients identify and implement the techniques necessary to accomplish their long term goals and objectives,
including the transfer of their estate to their beneficiaries in the
most tax-advantaged way possible when the time comes.
The cost of post secondary education has skyrocketed over the last couple of decades. Many young college graduates today are burdened with college loans it will take a good portion of their adult lifetime to repay. A few years ago the U.S. government in conjunction with the states created a nationwide college saving and investment plan called the 529 Plan. The legislation was designed to enable families to start a tax advantaged savings plan for college for their children right from birth. Anyone can contribute to the plan on behalf of the child. The contributions are generally invested in mutual funds and grow tax deferred until they are withdrawn for college tuition, books and related expenses.
Many states also have their own college savings plan, such as the
GET program in Washington. We help our clients save and pay
for college in the most tax-advantaged plans available.
Philanthropy is an integral and life-long commitment of many high net worth individuals and families.
We help our clients identify and implement the most suitable methods for funding their giving plan throughout their lives. For some, leaving a legacy is an important part of their plan. We can assist our clients in achieving their charitable giving goals both during their lifetime and after they pass on through a number of strategies including
gift annuities, life insurance, CRUTS, NIMCRUTS, CRTS and dynasty trusts that can live on for many generations. Our clients share their vision with us and we help them achieve their goals and aspirations.
We believe life insurance is one of the most overlooked and undervalued elements to a sound and well rounded financial plan. Not everyone needs life insurance, it isn't for everybody. In the event of an unanticipated, catastrophic loss of life, the death benefit from an insurance policy can sometimes be all that stands between a young family and the potential loss of their home and financial well being. In later years, survivorship or second to die policies are one of the most effective tools available to preserve wealth, move assets outside of the taxable estate, provide cash to pay inheritance taxes above the estate tax limit, and provide for an income tax free inheritance
or charitable gift. NO OTHER single investment available today
can provide all of these benefits to our clients.
Securities and Advisory Services Offered Through Centaurus Financial, Inc., Member FINRA/SIPC, a Registered Investment Adviser and Broker/Dealer.
ClearView Wealth Management, LLC and Centaurus Financial, Inc. are non-affiliated.
ClearView Wealth Management, LLC is not an Independent Broker/Dealer or
Advisory services available to residents of WA and OR. Broker/Dealer services available to residents of WA, OR, AZ, ID, IL, KY, MN, NC, NY and TX.